A Medicare supplement plan, also referred to as Medigap, covers the gaps in the coverage provided by the federal government.
When you reach the age of 65, you become eligible for Medicare, a health insurance plan managed by the federal government. Some people qualify earlier based on medical needs, but for many, the year of turning 65 is marked by getting enrolled on this health plan. But what you may not realize is that Medicare is split into parts, and each covers a different aspect of care.
Part A includes coverage for hospital stays, hospice care, skilled nursing facility care, and some home health services, while Part B covers preventive and outpatient care. These two parts make up the standard Medicare plan that most people qualify for at the age of retirement. Medicare Part D is an optional plan that offers prescription drug coverage, and it’s only available through private insurance companies.
A Medicare supplement plan, also referred to as Medigap, covers the gaps in the coverage provided by the federal government. For example, your Medicare plan might require you to pay co-payments for all doctor visits and a percentage of any hospital stays or treatments. These costs can add up quickly when you’re seeking care, and it’s especially challenging for retirees to cover the bills as they come through. At Kimeo Smith Agency, we help those who qualify for coverage review Medicare supplement options and determine which is the best fit for their needs.
All Medicare supplement plans are standardized and labeled with letters. Understanding what they cover can be confusing. If you’re in or around Nolensville, Tennessee, speak with one of our helpful agents to learn more about this option.
At Kimeo Smith Agency, we offer Medicare supplement plans to those in Clarksville, Antioch, Nashville, Brentwood, Cedar Hill, Cumberland City, Erin, Franklin, Gallatin, Goodlettsville, Hendersonville, Indian Mound, Murfreesboro, Mount Juliet, Nolensville, Smyrna, and Woodhaven, Tennessee, as well as Hopkinsville, Kentucky. We also serve customers located throughout Tennessee, Alabama, Georgia, Illinois, Kentucky, and Ohio.