Turn to us for builders risk insurance.
Builders risk insurance is a type of property insurance that specifically covers buildings or structures while they are under construction or renovation. The purpose of builders risk insurance is to protect against damage to the structure caused by different risks, such as fire, theft, vandalism, wind, or lighting.
Builders risk insurance policies are typically in effect for the duration of the construction project, from groundbreaking to completion. Some policies may also cover a short period after completion until the property is sold or occupied. These policies usually do not cover liabilities or accidents that result in injuries to workers or others on the construction site. Liability for injuries or damages are usually covered under separate insurance policies.
Builders risk insurance is essential for property owners, contractors, and developers to protect their financial investment during the construction project. This type of coverage ensures that if there is damage or loss during construction, the costs of repairing or replacing the structure are covered, minimizing financial losses and project delays.
At Kimeo Smith Agency, we are here to help you minimize risk and reduce liability. If you are a builder, property owner, or developer in the Antioch, Tennessee area, we can help you obtain a builders risk insurance policy that meets your specific needs.
Our goal is to exceed your expectations when you turn to us for insurance solutions, and we’d love to be your source of knowledge for insurance. For more information about builders risk insurance and how it works, reach out to us today.
At Kimeo Smith Agency, we offer builders risk insurance to those in Clarksville, Antioch, Nashville, Brentwood, Cedar Hill, Cumberland City, Erin, Franklin, Gallatin, Goodlettsville, Hendersonville, Indian Mound, Murfreesboro, Mount Juliet, Nolensville, Smyrna, and Woodhaven, Tennessee, as well as Hopkinsville, Kentucky. We also serve customers located throughout Tennessee, Alabama, Illinois, Kentucky, and Ohio.